• (647) 832-6142
  • info@lifensure.com
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The people you love deserve
a plan if you’re not there.

Life insurance is one of the most loving things you can do for your family. It means no matter what happens, the people who depend on you are taken care of – financially, and with one less thing to worry about.

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Learn More About Us

$400K

average coverage gap for Canadian families

$30/mo

average term policy cost for a healthy 35-year-old

10 min

to apply with many no-exam policies

  • Independent & unbiased
  • Compare top-rated carriers
  • Licensed advisors available
  • No pressure, ever
  • Independent & unbiased
  • Compare top-rated carriers
  • Licensed advisors available
  • No pressure, ever
Types of coverage

Find the right fit for your family

Most popular
Term life insurance

Secure your family's financial future with comprehensive life insurance coverage.

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Lifelong protection
Whole life insurance

Permanent coverage with a cash value component that grows over time. Great for estate planning or leaving a guaranteed inheritance.

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Flexible
Universal life insurance

Permanent coverage with adjustable premiums and death benefits. Offers flexibility as your needs change over the years.

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Quick approval
No-exam life insurance

Skip the medical exam and get approved fast. Slightly higher premiums, but a great option if you need coverage quickly or have health concerns.

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Life events that trigger coverage

Is now the right time for you?

Lifensure has been committed to protecting Canadian families with comprehensive, affordable life insurance solutions. Our journey began with a simple mission: to make life insurance accessible and understandable for everyone.

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Just had a baby or growing your family
Recently married or in a long-term partnership
Bought a home or took on a mortgage
Primary breadwinner in your household
Business owner or self-employed
Thinking about estate planning
How it works

Getting covered is easier than you think

  • Tell us about yourself

    A few quick questions about your age, health, and what you're looking to protect. No commitment required.

  • We compare the market

    We shop dozens of top-rated carriers to find you the right policy at the best available rate for your situation.

  • Review your options

    A licensed advisor walks you through your choices in plain English. No jargon, no pressure - just honest guidance.

  • Apply and get covered

    Many policies can be approved same-day. Once you're covered, your family is protected from day one.

Your family's future starts with one conversation.

Get a free, no-obligation life insurance quote in minutes. Our licensed advisors are here to help you find the right coverage – not the most expensive one.

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No spam. No pressure. Just honest advice.

Common questions

Answers you actually need

A common starting point is 10–12 times your annual income, plus any outstanding debts like your mortgage. But the right amount depends on your specific situation – your income, debts, number of dependents, and future expenses like college tuition. Our advisors can help you nail down the right number.
 
Term life covers you for a specific period (like 20 years) and is the most affordable option for most families. Whole life is permanent and builds cash value, but costs significantly more. For most people focused on income replacement and family protection, term is the practical choice.
 
Not necessarily. Many carriers now offer no-exam policies that can be approved in minutes. These typically have slightly higher premiums but are a great option for people who want fast coverage or have health history concerns. We can show you both options side by side.
 
Group coverage through an employer is a great starting point, but it’s usually only 1–2x your salary — far less than most families need. It also disappears the moment you leave your job. An individual policy travels with you and can be sized to what your family actually needs.
 
It’s rarely too late. Premiums do increase with age and health conditions can affect rates, but many people in their 50s and 60s still find very affordable options. The best thing to do is get a quote – you may be pleasantly surprised.